01
Check the expiry date
Keep the policy expiry date in view and allow sufficient time to review documents, premium information and any changes required before renewal.
POLICY RENEWAL
Keep your protection moving forward.
Renewal is an opportunity to review your existing protection, check whether your circumstances have changed and make sure the policy information remains appropriate for the coming period.
BEFORE YOU RENEW
A renewal is more than a payment date
Review the policy as your needs may have changed since the previous period.
02
Review your coverage
Consider whether the insured value, sum insured, members, vehicle details, locations or business activity still reflect your current circumstances.
03
Review terms and conditions
Look at exclusions, deductibles, waiting periods, sub-limits, endorsements and other conditions that can affect how the renewed policy responds.
04
Keep documents ready
Having the existing policy, previous correspondence, identity details and relevant supporting information available can make the renewal conversation easier.
RENEWAL CHECKLIST
Questions worth asking before you continue
- Has anything important changed since the last policy period?
- Is the current sum insured or declared value still adequate?
- Are there new family members, vehicles, locations or business activities?
- Have you understood any revised exclusions, deductibles or limits?
- Would an additional benefit or different structure be more appropriate?
Need help reviewing the renewal?
Share your policy details and a member of our team can help you organise the information required for the renewal discussion.
RENEWAL REMINDER
Start renewal request →
Don't wait until the last day.
Give yourself time to review the policy, check changes in your circumstances and resolve any document or information requirements before the expiry date.
RENEWAL ASSISTANCE
Tell us about the policy you want to renew
Leave your details and we will get back to you with the next steps and information required.