:root{--primary:#16C6B7;--primary2:#071B33;--navy:#071B33;--navy2:#0D2A4A;--accent:#16C6B7;--accent2:#4BE1D4;--ice:#DFF7F5;--ink:#142337;--muted:#64748B;--soft:#F3FAFA;--border:#DDE9EA;--white:#fff;--radius:18px;--shadow:0 18px 50px rgba(7,27,51,.10);--glow:0 12px 40px rgba(22,198,183,.22)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit;text-decoration:none}.container{width:min(1180px,92%);margin:auto}
.topbar{background:var(--primary2);color:#dce7f5;font-size:13px}.topbar-inner{display:flex;justify-content:space-between;padding:8px 0}.top-links{display:flex;gap:22px}.navbar{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:1000}.nav-inner{height:76px;display:flex;align-items:center;justify-content:space-between}.logo{display:flex;align-items:center;gap:10px;color:var(--primary)}.logo-mark{width:40px;height:40px;border-radius:10px;background:var(--primary);color:white;display:grid;place-items:center;font-size:22px;font-weight:800}.logo strong{display:block;font-size:20px;letter-spacing:1px;line-height:1}.logo small{display:block;font-size:8px;letter-spacing:2px;margin-top:4px}.nav-menu{display:flex;align-items:center;gap:4px}.nav-link,.dropdown-toggle{border:0;background:transparent;padding:12px 13px;font:inherit;color:var(--ink);cursor:pointer}.nav-cta,.btn-primary{background:var(--primary);color:#fff;padding:12px 22px;border-radius:9px;font-weight:700;display:inline-block}.btn-secondary{border:1px solid var(--border);padding:11px 21px;border-radius:9px;display:inline-block;font-weight:700}.dropdown{position:relative}.mega-menu{display:none;position:absolute;top:48px;left:-170px;width:760px;background:white;padding:28px;box-shadow:var(--shadow);border:1px solid var(--border);border-radius:14px;grid-template-columns:repeat(3,1fr);gap:25px}.dropdown:hover .mega-menu{display:grid}.mega-menu h4{margin:0 0 10px;color:var(--primary)}.mega-menu a{display:block;padding:6px 0;color:var(--muted);font-size:14px}.menu-toggle{display:none;border:0;background:none;font-size:25px}
.hero,.product-hero{background:linear-gradient(120deg,#eef5fc,#fff 60%);padding:78px 0}.hero-grid,.product-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}.eyebrow{color:var(--primary);font-weight:800;text-transform:uppercase;font-size:12px;letter-spacing:1.5px}.hero h1,.product-hero h1{font-size:52px;line-height:1.12;margin:12px 0 18px;color:var(--primary2)}.hero p,.product-hero p{font-size:18px;color:var(--muted);max-width:650px}.hero-actions{display:flex;gap:12px;margin-top:25px}.hero-visual{min-height:380px;background:linear-gradient(145deg,#dbeaf9,#f9fbfe);border-radius:28px;display:grid;place-items:center;box-shadow:var(--shadow)}.visual-card{background:#fff;border:1px solid var(--border);border-radius:18px;padding:30px;box-shadow:var(--shadow);width:72%}.visual-card .big{font-size:60px;color:var(--primary);font-weight:800}.section{padding:80px 0}.soft{background:var(--soft)}.section-heading{text-align:center;max-width:760px;margin:0 auto 42px}.section-heading h2,.two-col h2{font-size:36px;line-height:1.2;margin:8px 0 12px;color:var(--primary2)}.section-heading p,.two-col p{color:var(--muted)}.cards,.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card,.feature-card{border:1px solid var(--border);padding:25px;border-radius:var(--radius);background:#fff;transition:.2s;box-shadow:0 5px 20px rgba(20,45,80,.03)}.card:hover,.feature-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card-icon,.feature-icon{width:48px;height:48px;border-radius:12px;background:#edf4fb;color:var(--primary);display:grid;place-items:center;font-weight:800;font-size:20px}.card h3,.feature-card h3{margin:16px 0 7px}.card p,.feature-card p{color:var(--muted);font-size:14px}.product-hero{padding:58px 0}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:30px}.breadcrumbs a{color:var(--primary)}.illustration-card{min-height:300px;border-radius:24px;background:linear-gradient(145deg,#0f3b70,#1b5a98);color:#fff;padding:38px;display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;box-shadow:var(--shadow)}.illustration-icon{font-size:70px;margin-bottom:20px}.illustration-card strong{font-size:22px}.illustration-card span{opacity:.8;margin-top:8px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.steps{display:grid;gap:15px}.steps div{display:flex;align-items:center;gap:18px;background:#fff;border:1px solid var(--border);border-radius:12px;padding:17px}.steps b{color:var(--primary);font-size:13px}.form-card{border:1px solid var(--border);border-radius:20px;padding:35px;background:#fff;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:20px 0}input,select,textarea{width:100%;padding:13px 14px;border:1px solid #d9e0ea;border-radius:9px;font:inherit;background:#fff}.form-message{margin-top:12px;color:var(--primary);font-weight:600}.footer{background:#0d223d;color:#b9c7d8;padding:55px 0 0}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:35px}.footer h4{color:#fff;margin-top:0}.footer a{display:block;margin:8px 0;color:#b9c7d8}.footer-logo{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding:18px 0;display:flex;justify-content:space-between;font-size:13px}
.notice{padding:14px 18px;border-radius:10px;background:#fff7e7;border:1px solid #f6dfad;color:#72551c}.page-content{padding:70px 0}.page-content h1{font-size:42px;color:var(--primary2)}.page-content h2{color:var(--primary);margin-top:35px}.page-content p,.page-content li{color:var(--muted)}.stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.stat{padding:25px;text-align:center;border:1px solid var(--border);border-radius:14px}.stat strong{display:block;font-size:32px;color:var(--primary)}

.hp-field{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;opacity:0!important;pointer-events:none!important}
.site-notice{position:fixed;right:22px;bottom:22px;z-index:3000;max-width:420px;padding:15px 18px;border-radius:10px;background:#fff;box-shadow:0 12px 35px rgba(0,0,0,.15);border:1px solid var(--border);transform:translateY(20px);opacity:0;transition:.25s;font-weight:600}
.site-notice.show{transform:translateY(0);opacity:1}
.site-notice.success{border-left:5px solid #2e7d32}
.site-notice.error{border-left:5px solid #c62828}

/* Footer bottom links stay on the same horizontal line as the copyright on desktop. */
.footer-bottom > span:last-child{display:flex;align-items:center;gap:18px;white-space:nowrap}
.footer-bottom > span:last-child a{display:inline;margin:0;color:#b9c7d8}
@media (max-width:700px){
  .footer-bottom > span:last-child{flex-wrap:wrap;white-space:normal;gap:12px}
}

.upload-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin:12px 0 22px}
.upload-box{border:1px dashed var(--border);border-radius:14px;padding:18px;background:#fbfdff;display:flex;flex-direction:column;gap:7px;cursor:pointer}
.upload-box strong{color:var(--primary2)}.upload-box span{font-size:12px;color:var(--muted)}
.upload-box input[type=file]{font-size:12px;margin-top:7px}
.form-help{font-size:13px;color:var(--muted);line-height:1.55}
.checkbox-line{display:flex!important;flex-direction:row!important;align-items:flex-start;gap:9px;font-weight:500!important;margin:10px 0 20px}.checkbox-line input{margin-top:3px}
@media(max-width:900px){.upload-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.upload-grid{grid-template-columns:1fr}}

.upload-box:focus-within{border-color:var(--primary);box-shadow:0 0 0 3px rgba(0,110,180,.08)}

/* Visual insurance presentation */
.visual-hero{padding:70px 0 60px;background:linear-gradient(135deg,#0b2949,#14547f);color:#fff;overflow:hidden}
.visual-hero-grid{display:grid;grid-template-columns:1fr .82fr;gap:54px;align-items:center}
.visual-hero h1{font-size:clamp(38px,5vw,62px);line-height:1.05;margin:12px 0 18px}
.visual-hero p{font-size:18px;line-height:1.7;color:#d9e7f2;max-width:720px}
.visual-hero .eyebrow{color:#a9d0f7}.hero-visual{display:flex;justify-content:center;align-items:center}
.hero-visual img{width:100%;max-width:520px;height:auto;filter:drop-shadow(0 24px 34px rgba(0,0,0,.18))}
.product-hero-grid .hero-visual{margin-top:0}
.icon-row{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:28px}
.icon-chip{padding:16px;border:1px solid var(--border);border-radius:15px;background:#fff;display:flex;align-items:center;gap:10px}
.icon-chip img{width:30px;height:30px;color:var(--primary)}.icon-chip span{font-size:13px;font-weight:700;color:var(--primary2)}
.feature-icon{display:grid;place-items:center}
.feature-icon img{width:34px;height:34px}
.product-benefit-visual{display:grid;grid-template-columns:.9fr 1.1fr;gap:35px;align-items:center;margin-top:35px}
.product-benefit-visual img{width:100%;max-width:430px}
@media(max-width:900px){.visual-hero-grid,.product-benefit-visual{grid-template-columns:1fr}.icon-row{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.icon-row{grid-template-columns:1fr}.visual-hero{padding:50px 0 42px}}

/* Career cards and portal interfaces */
.career-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.portal-points{display:grid;gap:10px;margin-top:24px;color:#dceaf4;font-weight:600}
.portal-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.7fr);gap:40px;align-items:start}
.portal-login-card{background:#fff;border:1px solid var(--border);border-radius:22px;padding:34px;box-shadow:var(--shadow)}
.portal-form{display:grid;gap:16px}
.portal-form label{display:grid;gap:7px;font-weight:700;color:var(--primary2)}
.portal-form input{margin:0}
.portal-form .btn-primary{width:100%;margin-top:4px}
.security-note{font-size:12px;line-height:1.55;color:var(--muted);margin:0}
.portal-side{padding:12px 8px}.portal-side-image{display:block;width:100%;max-width:390px;margin:0 auto 22px}
.portal-side h3{font-size:24px;color:var(--primary2);margin:0 0 8px}
.portal-side p{color:var(--muted);line-height:1.7}
.text-link{font-weight:800;color:var(--primary)}
.calculator-result{margin:24px 0;padding:26px;border-radius:18px;background:linear-gradient(135deg,#0b2949,#14547f);color:#fff;display:grid;grid-template-columns:1fr .8fr;gap:20px;align-items:center}
.calculator-result strong{display:block;font-size:34px;margin:8px 0}.calculator-result p{color:#d9e7f2;margin:0;line-height:1.5}
.estimate-breakdown{display:grid;gap:10px}.estimate-breakdown span{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.16);color:#d9e7f2}.estimate-breakdown b{color:#fff}
@media(max-width:900px){.career-grid,.portal-layout,.calculator-result{grid-template-columns:1fr}}

/* Expanded insurance content */
.content-split{display:grid;grid-template-columns:.85fr 1.15fr;gap:55px;align-items:start}
.detail-list{display:grid;gap:14px}.detail-list>div{display:grid;grid-template-columns:42px 1fr;gap:15px;align-items:start;padding:18px 0;border-bottom:1px solid var(--border)}.detail-list span{font-weight:800;color:var(--primary)}.detail-list p{margin:0;color:var(--text);line-height:1.65}.detail-list.compact>div{padding:13px 0}
.info-panel{padding:30px;border-radius:20px;background:#f4f8fc;border:1px solid var(--border)}.info-panel h3{margin-top:0;color:var(--primary2)}.info-panel li{margin:11px 0;color:var(--muted);line-height:1.55}
.numbered-list{display:grid;gap:12px}.numbered-list>div{display:grid;grid-template-columns:48px 1fr;gap:15px;align-items:center;padding:18px 20px;background:#fff;border:1px solid var(--border);border-radius:14px}.numbered-list b{color:var(--primary);font-size:13px}.numbered-list span{line-height:1.55}
.faq-list{display:grid;gap:10px;max-width:900px;margin:auto}.faq-list details{border:1px solid var(--border);border-radius:13px;background:#fff;padding:18px 20px}.faq-list summary{cursor:pointer;font-weight:800;color:var(--primary2)}.faq-list p{color:var(--muted);line-height:1.7;margin:14px 0 2px}
.legal-content{max-width:980px}.legal-content h2{font-size:25px;color:var(--primary2);margin:38px 0 10px}.legal-content p{color:var(--text);line-height:1.78}.callout{padding:24px;border-left:4px solid var(--primary);background:#f2f7fb;border-radius:10px;line-height:1.7}
@media(max-width:900px){.content-split{grid-template-columns:1fr}}

/* Polished informational pages */
.content-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.content-card{display:grid;grid-template-columns:48px 1fr;gap:18px;padding:28px;border:1px solid var(--border);border-radius:18px;background:#fff;box-shadow:0 8px 28px rgba(20,45,80,.045)}
.content-card-number{font-size:12px;font-weight:800;color:var(--primary);padding-top:3px}
.content-card h3{margin:0 0 8px;color:var(--primary2);font-size:19px}.content-card p{margin:0;color:var(--muted);line-height:1.7}
.stats-row{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--border);border-radius:20px;overflow:hidden}
.stats-row>div{padding:26px;border-right:1px solid var(--border);text-align:center}.stats-row>div:last-child{border-right:0}.stats-row strong{display:block;color:var(--primary2);font-size:24px}.stats-row span{display:block;color:var(--muted);font-size:13px;margin-top:4px}
.check-list{display:grid;gap:12px;padding:0;margin:22px 0 0;list-style:none}.check-list li{position:relative;padding-left:29px;color:var(--muted);line-height:1.6}.check-list li:before{content:"✓";position:absolute;left:0;top:1px;color:var(--primary);font-weight:800}
.cta-banner{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:34px}.cta-banner h2{margin:7px 0;color:var(--primary2)}.cta-banner p{margin:0;color:var(--muted)}
.section-heading.left{text-align:left;margin-left:0;margin-right:0}
.legal-content{max-width:980px}.legal-content h2{font-size:25px;color:var(--primary2);margin:38px 0 10px}.legal-content p{color:var(--text);line-height:1.78}
.checkbox-line{display:grid!important;grid-template-columns:20px minmax(0,1fr)!important;align-items:start!important;gap:11px!important;width:100%;max-width:760px;margin:18px 0 24px!important;padding:14px 16px;border:1px solid var(--border);border-radius:12px;background:#fbfdff;font-weight:600!important;line-height:1.55}
.checkbox-line input[type="checkbox"]{width:18px!important;height:18px!important;min-width:18px!important;margin:3px 0 0!important;padding:0!important;accent-color:var(--primary);cursor:pointer}
.checkbox-line span{display:block;color:var(--ink)}
.form-section-title{font-size:18px;font-weight:800;color:var(--primary2);margin:28px 0 10px;padding-top:8px;border-top:1px solid var(--border)}
@media(max-width:900px){.content-card-grid,.stats-row{grid-template-columns:1fr 1fr}.cta-banner{align-items:flex-start;flex-direction:column}}
@media(max-width:600px){.content-card-grid,.stats-row{grid-template-columns:1fr}.stats-row>div{border-right:0;border-bottom:1px solid var(--border)}.stats-row>div:last-child{border-bottom:0}.cta-banner{padding:25px}}

/* GUAN Technologies brand mark */
.image-logo{display:inline-flex;align-items:center;text-decoration:none}
.image-logo img{display:block;width:190px;height:auto;max-height:64px;object-fit:contain;object-position:left center}
.site-header .image-logo img{width:188px}
.footer-logo img{width:178px;max-height:74px}
@media(max-width:700px){.site-header .image-logo img{width:160px}.footer-logo img{width:160px}}


/* =========================================================
   GUAN TECHNOLOGIES — MIDNIGHT NAVY + ELECTRIC TEAL SYSTEM
   ========================================================= */
body{background:#fff;color:var(--ink)}
.topbar{background:var(--navy);color:#c9d8e8;border-bottom:1px solid rgba(255,255,255,.08)}
.topbar a:hover{color:var(--accent2)}
.navbar{background:rgba(255,255,255,.96);backdrop-filter:blur(16px);border-bottom:1px solid rgba(7,27,51,.08);box-shadow:0 4px 24px rgba(7,27,51,.045)}
.nav-link,.dropdown-toggle{color:var(--navy);font-weight:650}
.nav-link:hover,.dropdown-toggle:hover{color:#079f95}
.logo{color:var(--navy)}
.nav-cta,.btn-primary{background:var(--navy);border:1px solid var(--navy);box-shadow:0 8px 22px rgba(7,27,51,.16);transition:.2s}
.nav-cta:hover,.btn-primary:hover{background:#0D3154;transform:translateY(-2px);box-shadow:var(--glow)}
.btn-secondary{border-color:#CFE1E3;background:#fff;color:var(--navy);transition:.2s}
.btn-secondary:hover{border-color:var(--accent);color:#087f78;background:var(--ice);transform:translateY(-2px)}
.eyebrow{color:#079F95;letter-spacing:1.8px}
.hero,.product-hero{position:relative;overflow:hidden;background:linear-gradient(125deg,var(--navy) 0%,#0B2745 58%,#0D3A58 100%);color:#fff;padding:90px 0}
.hero:before,.product-hero:before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;right:-180px;top:-210px;background:radial-gradient(circle,rgba(22,198,183,.38),rgba(22,198,183,0) 68%);pointer-events:none}
.hero:after,.product-hero:after{content:"";position:absolute;width:420px;height:420px;border-radius:50%;left:-250px;bottom:-270px;background:radial-gradient(circle,rgba(75,225,212,.18),rgba(75,225,212,0) 70%);pointer-events:none}
.hero-grid,.product-hero-grid{position:relative;z-index:1}
.hero .eyebrow,.product-hero .eyebrow{color:var(--accent2)}
.hero h1,.product-hero h1{color:#fff;font-size:clamp(42px,5vw,64px);letter-spacing:-1.8px}
.hero p,.product-hero p{color:#C7D7E7;font-size:18px}
.hero .btn-secondary,.product-hero .btn-secondary{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.25);color:#fff}
.hero .btn-secondary:hover,.product-hero .btn-secondary:hover{background:rgba(22,198,183,.12);border-color:var(--accent);color:#fff}
.hero .btn-primary,.product-hero .btn-primary{background:var(--accent);border-color:var(--accent);color:var(--navy);box-shadow:var(--glow)}
.hero-visual{position:relative;min-height:420px;border:1px solid rgba(255,255,255,.14);background:linear-gradient(145deg,rgba(255,255,255,.11),rgba(255,255,255,.035));backdrop-filter:blur(10px);border-radius:30px;overflow:hidden;box-shadow:0 25px 70px rgba(0,0,0,.24)}
.hero-visual:before{content:"";position:absolute;inset:12px;border:1px solid rgba(75,225,212,.18);border-radius:22px;pointer-events:none}
.hero-visual img{width:82%;height:82%;object-fit:contain;filter:drop-shadow(0 20px 35px rgba(0,0,0,.22))}
.visual-card{position:relative;z-index:2;width:76%;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.10);backdrop-filter:blur(16px);color:#fff;box-shadow:0 20px 60px rgba(0,0,0,.25)}
.visual-card h3{color:#fff}.visual-card p{color:#C8D8E8}.visual-card .big{color:var(--accent2);text-shadow:0 0 28px rgba(22,198,183,.3)}
.section{padding:92px 0}
.section-heading h2,.two-col h2{color:var(--navy);letter-spacing:-.7px}
.section-heading p,.two-col p{color:var(--muted)}
.soft{background:linear-gradient(180deg,#F4FBFB,#EDF8F7)}
.cards,.feature-grid{gap:22px}
.card,.feature-card{border-color:#DCE9EA;border-radius:20px;box-shadow:0 10px 35px rgba(7,27,51,.055);transition:.25s}
.card:hover,.feature-card:hover{transform:translateY(-7px);border-color:rgba(22,198,183,.35);box-shadow:0 22px 50px rgba(7,27,51,.11)}
.card-icon,.feature-icon{background:var(--ice);color:#079F95;border:1px solid rgba(22,198,183,.18)}
.card h3,.feature-card h3{color:var(--navy)}
.card p,.feature-card p{color:var(--muted)}
.product-hero{padding:65px 0 78px}
.product-hero .breadcrumbs{color:#AFC4D6}
.product-hero .breadcrumbs a{color:var(--accent2)}
.illustration-card{background:linear-gradient(145deg,#0B3153,#087E82);border:1px solid rgba(75,225,212,.2);box-shadow:var(--glow)}
.icon-row{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-bottom:45px}
.icon-chip{display:flex;align-items:center;gap:12px;padding:15px 16px;border:1px solid var(--border);border-radius:15px;background:#fff;color:var(--navy);font-weight:700;box-shadow:0 7px 25px rgba(7,27,51,.045)}
.icon-chip img{width:36px;height:36px;object-fit:contain}
.content-split{gap:65px}
.detail-list>div{border-color:#DCE9EA}
.detail-list span{color:#079F95}
.info-panel{background:linear-gradient(145deg,#F0FAFA,#F8FCFC);border-color:#CFE4E4;box-shadow:0 12px 35px rgba(7,27,51,.05)}
.info-panel h3{color:var(--navy)}
.numbered-list>div{border-color:#DCE9EA;box-shadow:0 7px 25px rgba(7,27,51,.04)}
.numbered-list b{color:#079F95}
.faq-list details{border-color:#DCE9EA;box-shadow:0 5px 20px rgba(7,27,51,.03)}
.faq-list summary{color:var(--navy)}
.form-card{border-color:#D6E6E7;box-shadow:0 18px 50px rgba(7,27,51,.08)}
.form-card:before{content:"";display:block;width:58px;height:4px;border-radius:99px;background:linear-gradient(90deg,var(--accent),#4BE1D4);margin-bottom:22px}
input,select,textarea{border-color:#D5E3E5}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 4px rgba(22,198,183,.12)}
.footer{background:var(--navy);color:#C6D6E6;border-top:1px solid rgba(255,255,255,.07)}
.footer h4{color:#fff}.footer a:hover{color:var(--accent2)}
.footer .logo{color:#fff}.footer-bottom{border-top-color:rgba(255,255,255,.12)}
.footer-bottom a{color:#C6D6E6}.footer-bottom a:hover{color:var(--accent2)}
.image-logo img{transition:.2s}.image-logo:hover img{transform:translateY(-1px)}
.content-card{border-color:#DCE9EA;box-shadow:0 10px 35px rgba(7,27,51,.05)}
.content-card:hover{border-color:rgba(22,198,183,.35);box-shadow:0 18px 42px rgba(7,27,51,.08)}
.content-card-number{color:#079F95}
.stats-row{border-color:#DCE9EA}.stats-row>div{border-color:#DCE9EA}.stats-row strong{color:var(--navy)}
.cta-banner{background:linear-gradient(135deg,var(--navy),#0D3B57)!important;color:#fff;border:1px solid rgba(75,225,212,.18)!important;box-shadow:0 20px 55px rgba(7,27,51,.2)!important}
.cta-banner h2{color:#fff}.cta-banner p{color:#C5D6E6}.cta-banner .eyebrow{color:var(--accent2)}
.cta-banner .btn-primary{background:var(--accent);color:var(--navy);border-color:var(--accent)}
.checkbox-line{border-color:#D5E5E6;background:#F8FCFC}
.checkbox-line input[type=checkbox]{accent-color:#079F95}
@media(max-width:900px){.icon-row{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.icon-row{grid-template-columns:1fr}.hero,.product-hero{padding:62px 0}.hero-visual{min-height:310px}}


/* Modern GUAN homepage */
.hero-trust-row{display:flex;flex-wrap:wrap;gap:16px;margin-top:26px;color:#BFD1E2;font-size:12px;font-weight:650}
.hero-trust-row span{padding:7px 11px;border:1px solid rgba(255,255,255,.12);border-radius:999px;background:rgba(255,255,255,.045)}
.hero-floating-card{position:absolute;z-index:3;left:30px;right:30px;bottom:25px;padding:18px 20px;border-radius:17px;background:rgba(7,27,51,.87);border:1px solid rgba(75,225,212,.25);backdrop-filter:blur(14px);box-shadow:0 18px 45px rgba(0,0,0,.28);color:#fff}
.hero-floating-card strong{display:block;font-size:14px;margin-bottom:11px}.hero-mini-links{display:grid;grid-template-columns:repeat(4,1fr);gap:7px}.hero-mini-links a{padding:8px;text-align:center;border-radius:9px;background:rgba(255,255,255,.07);color:#D7E6F0;font-size:12px}.hero-mini-links a:hover{background:var(--accent);color:var(--navy)}
.protection-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.protection-card{position:relative;overflow:hidden;border:1px solid #DCE9EA;border-radius:22px;background:#fff;box-shadow:0 12px 35px rgba(7,27,51,.055);transition:.25s}
.protection-card:hover{transform:translateY(-8px);border-color:rgba(22,198,183,.45);box-shadow:0 25px 55px rgba(7,27,51,.11)}
.protection-image{height:205px;background:linear-gradient(145deg,#EDF9F8,#F8FCFC);display:grid;place-items:center;overflow:hidden}
.protection-image img{width:82%;height:82%;object-fit:contain;transition:.3s}.protection-card:hover .protection-image img{transform:scale(1.06)}
.protection-copy{padding:22px}.protection-copy>span{font-size:11px;font-weight:800;color:#079F95}.protection-copy h3{font-size:23px;margin:7px 0 6px;color:var(--navy)}.protection-copy p{font-size:13px;color:var(--muted);min-height:64px;margin:0 0 15px}.protection-copy b{font-size:13px;color:#079F95}
.dark-section{position:relative;overflow:hidden;background:var(--navy);color:#C7D7E7}.dark-section:after{content:"";position:absolute;width:650px;height:650px;border-radius:50%;right:-300px;top:-300px;background:radial-gradient(circle,rgba(22,198,183,.22),transparent 68%);pointer-events:none}.dark-split{position:relative;z-index:1;display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:center}
.dark-image-panel{min-height:480px;border-radius:28px;border:1px solid rgba(75,225,212,.18);background:linear-gradient(145deg,#0C3556,#0B5C67);display:grid;place-items:center;overflow:hidden;box-shadow:0 25px 70px rgba(0,0,0,.25)}.dark-image-panel img{width:85%;height:85%;object-fit:contain}.dark-section h2{color:#fff;font-size:43px;line-height:1.17}.dark-section h2 span{color:var(--accent2)}.dark-section>div>p{color:#B8CADB;max-width:650px}.dark-feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:32px}.dark-feature-grid>div{border-top:1px solid rgba(255,255,255,.14);padding-top:17px}.dark-feature-grid b{color:var(--accent2);font-size:11px}.dark-feature-grid h3{color:#fff;font-size:17px;margin:8px 0}.dark-feature-grid p{font-size:12px;color:#AFC3D5;margin:0}
.journey-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid #DCE9EA;border-radius:20px;overflow:hidden}.journey-step{padding:28px;border-right:1px solid #DCE9EA;min-height:190px}.journey-step:last-child{border-right:0}.journey-step>span{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--ice);color:#079F95;font-size:11px;font-weight:800}.journey-step h3{margin:18px 0 7px;color:var(--navy)}.journey-step p{font-size:13px;color:var(--muted);margin:0}
.visual-tools{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}.visual-tools-image{min-height:470px;border-radius:28px;background:linear-gradient(145deg,#DFF7F5,#F8FCFC);display:grid;place-items:center;border:1px solid #CFE5E5;overflow:hidden}.visual-tools-image img{width:85%;height:85%;object-fit:contain}
.tool-links{display:grid;gap:10px;margin-top:25px}.tool-links a{display:grid;grid-template-columns:38px 1fr;column-gap:14px;padding:16px;border:1px solid #DCE9EA;border-radius:14px;background:#fff;transition:.2s}.tool-links a:hover{border-color:rgba(22,198,183,.45);transform:translateX(4px)}.tool-links span{grid-row:span 2;color:#079F95;font-size:11px;font-weight:800;padding-top:3px}.tool-links strong{color:var(--navy);font-size:14px}.tool-links small{color:var(--muted);font-size:12px}
.contact-banner{display:flex;align-items:center;justify-content:space-between;gap:40px;padding:45px 50px;border-radius:24px;background:linear-gradient(135deg,#EFFAFA,#F7FCFC);border:1px solid #CFE5E5}.contact-banner h2{margin:8px 0;color:var(--navy);font-size:34px}.contact-banner p{margin:0;color:var(--muted)}
@media(max-width:1000px){.protection-grid{grid-template-columns:1fr 1fr}.dark-split,.visual-tools{grid-template-columns:1fr}.dark-image-panel{min-height:360px}.journey-grid{grid-template-columns:1fr 1fr}.journey-step:nth-child(2){border-right:0}.journey-step{border-bottom:1px solid #DCE9EA}.journey-step:nth-last-child(-n+2){border-bottom:0}}
@media(max-width:600px){.protection-grid,.journey-grid{grid-template-columns:1fr}.hero-mini-links{grid-template-columns:1fr 1fr}.hero-floating-card{left:18px;right:18px}.dark-feature-grid{grid-template-columns:1fr}.dark-section h2{font-size:33px}.contact-banner{padding:32px 25px;align-items:flex-start;flex-direction:column}.contact-banner h2{font-size:29px}}


/* Shared visual hero / footer refinements */
.visual-hero{position:relative;overflow:hidden;background:linear-gradient(125deg,var(--navy) 0%,#0B2948 58%,#0D3B58 100%);color:#fff;padding:82px 0 70px}
.visual-hero:before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;right:-190px;top:-240px;background:radial-gradient(circle,rgba(22,198,183,.35),transparent 68%);pointer-events:none}
.visual-hero:after{content:"";position:absolute;width:380px;height:380px;border-radius:50%;left:-230px;bottom:-260px;background:radial-gradient(circle,rgba(75,225,212,.14),transparent 70%);pointer-events:none}
.visual-hero-grid{position:relative;z-index:1}
.visual-hero h1{color:#fff;letter-spacing:-1.5px}
.visual-hero p{color:#C7D7E7}
.visual-hero .eyebrow{color:var(--accent2)}
.visual-hero .hero-visual{background:linear-gradient(145deg,rgba(255,255,255,.10),rgba(255,255,255,.035));border-color:rgba(75,225,212,.18);box-shadow:0 25px 70px rgba(0,0,0,.22)}
.visual-hero .hero-visual img{width:82%;max-width:520px;filter:drop-shadow(0 20px 35px rgba(0,0,0,.22))}
.visual-hero .breadcrumbs{color:#AFC4D6}
.visual-hero .breadcrumbs a{color:var(--accent2)}
.footer-logo{background:#fff;border-radius:13px;padding:8px 12px;width:max-content;box-shadow:0 8px 22px rgba(0,0,0,.12)}
.footer-logo img{display:block}
.footer{background:linear-gradient(145deg,#06192F,#071F38)}


/* ==========================================================
   FINAL GUAN VISUAL SYSTEM — WHITE / MIDNIGHT NAVY / TEAL
   ========================================================== */
:root{
 --navy:#071B33;--navy2:#0D2A4A;--teal:#12B8B0;--teal2:#4BE1D4;
 --ink:#10243C;--muted:#64748B;--line:#DCE8EE;--soft:#F5FAFC;
 --ice:#E9F8F7;--white:#fff;--shadow-soft:0 14px 40px rgba(7,27,51,.08);
 --shadow-card:0 18px 50px rgba(7,27,51,.10)
}
body{font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff}
.container{width:min(1240px,92%);margin:auto}

/* Navigation */
.site-header{position:relative;z-index:1000}
.navbar{position:sticky;top:0;height:82px;background:rgba(255,255,255,.97);backdrop-filter:blur(14px);border-bottom:1px solid rgba(7,27,51,.08);box-shadow:0 3px 20px rgba(7,27,51,.04)}
.nav-inner{height:82px}
.image-logo img{width:182px;height:auto;max-height:70px;object-fit:contain}
.nav-menu{gap:2px}
.nav-link,.dropdown-toggle{font-size:14px;font-weight:650;color:var(--navy);padding:12px 13px}
.nav-link:hover,.dropdown-toggle:hover{color:var(--teal)}
.nav-login{font-size:14px;font-weight:700;color:var(--navy);padding:12px 14px}
.nav-login:hover{color:var(--teal)}
.nav-cta,.btn-primary{background:var(--teal);color:var(--navy);border:1px solid var(--teal);border-radius:11px;padding:13px 22px;font-weight:800;box-shadow:0 9px 24px rgba(18,184,176,.22);transition:.22s}
.nav-cta:hover,.btn-primary:hover{background:#0FA7A0;color:#fff;transform:translateY(-2px);box-shadow:0 14px 30px rgba(18,184,176,.28)}
.mega-menu{top:58px;border:1px solid var(--line);border-radius:18px;box-shadow:0 24px 65px rgba(7,27,51,.14)}
.mega-menu h4{color:var(--navy);font-size:13px;text-transform:uppercase;letter-spacing:.7px}
.mega-menu a:hover{color:var(--teal);padding-left:3px}
.compact-menu{width:520px;left:-120px}

/* Generic buttons / headings */
.btn-secondary{border:1px solid #C8DCE5;background:#fff;color:var(--navy);border-radius:11px;padding:12px 21px;font-weight:750;transition:.22s}
.btn-secondary:hover{border-color:var(--teal);color:var(--teal);background:#F2FBFA;transform:translateY(-2px)}
.eyebrow{color:var(--teal);font-size:11px;font-weight:850;letter-spacing:1.8px}
.section{padding:88px 0}.soft{background:var(--soft)}
.section-heading.left{text-align:left;margin-left:0}
.section-heading h2,.two-col h2{color:var(--navy);letter-spacing:-.7px}

/* Approved homepage hero */
.modern-hero{position:relative;background:#F7FBFD;overflow:visible}
.modern-hero-inner{position:relative;min-height:565px;padding:60px 0 110px}
.modern-hero-copy{position:relative;z-index:4;width:48%;padding-top:30px}
.modern-hero-copy h1{font-size:clamp(44px,5.3vw,70px);line-height:1.03;letter-spacing:-2.8px;color:var(--navy);margin:14px 0 22px}
.modern-hero-copy h1 span{color:var(--teal)}
.modern-hero-copy p{font-size:17px;line-height:1.75;color:#4D6074;max-width:510px}
.modern-hero-copy .btn-primary b,.modern-hero-copy .btn-secondary b{margin-left:18px;font-size:18px}
.hero-video-btn{display:inline-flex;align-items:center;gap:10px}
.hero-video-btn i{display:grid;place-items:center;width:27px;height:27px;border:1px solid var(--teal);border-radius:50%;font-size:10px;font-style:normal;color:var(--teal)}
.modern-hero-photo{position:absolute;right:-1.5%;top:0;width:59%;height:515px;overflow:hidden;border-radius:0 0 0 180px}
.modern-hero-photo img{width:100%;height:100%;object-fit:cover;object-position:center}
.photo-shade{position:absolute;inset:0;background:linear-gradient(90deg,#F7FBFD 0%,rgba(247,251,253,.88) 8%,rgba(247,251,253,0) 42%,rgba(7,27,51,.04) 100%)}
.protection-selector{position:absolute;z-index:6;left:34%;right:0;bottom:-5px;background:#fff;border:1px solid #D9E7ED;border-radius:22px;box-shadow:0 22px 60px rgba(7,27,51,.14);padding:22px 26px}
.selector-heading{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:18px}
.selector-heading span{font-size:10px;color:var(--teal);font-weight:850;letter-spacing:1.4px}
.selector-heading h2{font-size:22px;color:var(--navy);margin:2px 0 0}
.selector-heading a{font-size:12px;font-weight:750;color:var(--teal);white-space:nowrap}.selector-heading a b{font-size:16px;margin-left:8px}
.selector-options{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}
.selector-option{min-height:92px;border:1px solid #DCE8EE;border-radius:14px;display:flex;flex-direction:column;justify-content:center;align-items:center;gap:8px;background:#fff;color:var(--navy);transition:.2s}
.selector-option strong{font-size:27px;font-weight:500;color:var(--navy);line-height:1}
.selector-option span{font-size:12px;font-weight:750}
.selector-option:hover{border-color:#8FDCD7;transform:translateY(-3px);box-shadow:0 10px 24px rgba(7,27,51,.07)}
.selector-option.active{background:linear-gradient(145deg,#E9F9F8,#F8FCFC);border-color:#C9EEEB;box-shadow:inset 0 0 0 1px rgba(18,184,176,.06)}
.selector-option.active strong,.selector-option.active span{color:#078F89}

/* Benefit strip */
.benefit-strip-wrap{position:relative;z-index:7;margin-top:0;background:#fff}
.benefit-strip{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border:1px solid #E1EBEF;border-radius:20px;box-shadow:0 16px 42px rgba(7,27,51,.10);overflow:hidden}
.benefit{display:flex;gap:16px;align-items:center;padding:26px 28px;border-right:1px solid #E1EBEF}
.benefit:last-child{border-right:0}.benefit-icon{flex:0 0 42px;width:42px;height:42px;border:2px solid var(--teal);border-radius:50%;display:grid;place-items:center;color:var(--teal);font-weight:850}
.benefit strong{display:block;color:var(--navy);font-size:14px}.benefit small{display:block;color:var(--muted);font-size:11px;line-height:1.5;margin-top:3px}

/* Homepage mosaic */
.feature-mosaic{display:grid;grid-template-columns:1.05fr 1.35fr .7fr;gap:14px}
.why-card,.process-card,.help-card{min-height:310px;border-radius:20px;border:1px solid var(--line);padding:28px;position:relative;overflow:hidden}
.why-card{background:linear-gradient(145deg,#071B33,#0C3455);color:#fff}
.mosaic-eyebrow{font-size:10px;letter-spacing:1.6px;font-weight:850;color:var(--teal);margin-bottom:8px}
.why-card h2,.process-card h2,.help-card h2{font-size:25px;line-height:1.2;letter-spacing:-.4px;margin:0 0 12px}
.why-card h2{color:#fff;max-width:360px}.why-card p{color:#C4D4E2;max-width:370px;font-size:13px}
.dark-card-btn{background:transparent;color:#fff;border-color:rgba(255,255,255,.24);margin-top:8px}.dark-card-btn:hover{background:rgba(255,255,255,.08);color:#fff}
.mosaic-mark{position:absolute;width:210px;right:-20px;bottom:-32px;opacity:.82}
.process-card{background:#fff}.process-card h2,.help-card h2{color:var(--navy)}
.process-row{display:grid;grid-template-columns:1fr 18px 1fr 18px 1fr 18px 1fr;gap:8px;align-items:center;margin-top:28px}
.process-row>div{display:flex;flex-direction:column;align-items:center;text-align:center}.process-row span{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;border:1px solid #D9E6EC;color:var(--teal);font-size:11px;font-weight:850}.process-row b{color:var(--navy);font-size:12px;margin-top:9px}.process-row small{color:var(--muted);font-size:10px;line-height:1.45;margin-top:3px}.process-row i{font-style:normal;color:#8DA3B4;text-align:center}
.help-card{background:#fff}.help-card p{font-size:13px;color:var(--muted);max-width:190px}.help-card .btn-primary{font-size:12px;padding:11px 14px}.help-orbit{position:absolute;right:-30px;bottom:-35px;width:150px;height:150px;border-radius:50%;background:#E7F8F7;color:var(--teal);display:grid;place-items:center;font-size:65px;opacity:.75}

/* Tools and lower homepage */
.tools-section{background:#fff}.tools-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.tools-grid a{position:relative;display:grid;grid-template-columns:30px 1fr 20px;column-gap:10px;padding:20px;border:1px solid var(--line);border-radius:15px;background:#fff;transition:.2s}.tools-grid a:hover{border-color:#9EDDD8;box-shadow:var(--shadow-soft);transform:translateY(-3px)}.tools-grid span{grid-row:span 2;color:var(--teal);font-size:10px;font-weight:850}.tools-grid strong{font-size:13px;color:var(--navy)}.tools-grid small{font-size:10px;color:var(--muted);line-height:1.45}.tools-grid b{grid-column:3;grid-row:1/3;align-self:center;color:var(--teal);font-size:18px}
.modern-stats{background:var(--navy);color:#fff}.stats-inner{display:grid;grid-template-columns:repeat(4,1fr);padding:27px 0}.stats-inner>div{text-align:center;border-right:1px solid rgba(255,255,255,.12)}.stats-inner>div:last-child{border-right:0}.stats-inner strong{display:block;color:#fff;font-size:22px}.stats-inner span{display:block;color:#B9CCDC;font-size:11px;margin-top:2px}
.final-cta{display:flex;align-items:center;justify-content:space-between;gap:35px;padding:48px 54px;border:1px solid #CFE4E9;border-radius:24px;background:linear-gradient(120deg,#F3FAFC,#fff);box-shadow:var(--shadow-soft)}.final-cta h2{font-size:34px;color:var(--navy);margin:8px 0}.final-cta p{color:var(--muted);margin:0}

/* Internal pages: keep the same visual language instead of separate dark-heavy themes */
.visual-hero{background:linear-gradient(110deg,#F4FAFC,#fff);color:var(--ink);padding:66px 0 70px;position:relative;overflow:hidden}
.visual-hero:before{content:"";position:absolute;width:500px;height:500px;border-radius:50%;right:-240px;top:-300px;background:radial-gradient(circle,rgba(18,184,176,.13),transparent 68%)}
.visual-hero h1{color:var(--navy);font-size:clamp(38px,4.7vw,58px);letter-spacing:-1.8px}.visual-hero p{color:#5C6D7F}.visual-hero .eyebrow{color:var(--teal)}
.visual-hero .hero-visual{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-card);min-height:370px}
.visual-hero .hero-visual img{max-width:75%;filter:none}
.form-card{border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:var(--shadow-card)}
.form-card:before{background:linear-gradient(90deg,var(--teal),var(--teal2))}
.content-card{background:#fff;border-color:var(--line);box-shadow:0 8px 28px rgba(7,27,51,.05)}
.content-card:hover{border-color:#A6E0DC}.content-card-number{color:var(--teal)}
.info-panel{background:linear-gradient(145deg,#ECF9F8,#F9FCFC);border-color:#CBE7E5}
.cta-banner{background:linear-gradient(135deg,var(--navy),#0D3553)!important;border-color:rgba(75,225,212,.16)!important}
.footer{background:var(--navy)}
.footer-logo{background:#fff;border-radius:13px;padding:8px 12px;width:max-content}.footer-bottom{border-top-color:rgba(255,255,255,.14)}

/* Product pages */
.product-hero{background:linear-gradient(110deg,#F4FAFC,#fff);padding:42px 0 64px}.product-hero h1{color:var(--navy)}.product-hero p{color:var(--muted)}
.illustration-card{background:linear-gradient(145deg,#071B33,#0B5C67);box-shadow:var(--shadow-card)}
.icon-row{gap:10px}.icon-chip{border-color:var(--line);box-shadow:none}.icon-chip:hover{border-color:#A6E0DC}

/* Forms and portal pages */
input,select,textarea{border:1px solid #D4E1E7;border-radius:11px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{border-color:var(--teal);box-shadow:0 0 0 4px rgba(18,184,176,.12)}
.checkbox-line{border-color:#D4E4E8;background:#F9FCFD}
.portal-login-card{border:1px solid var(--line);box-shadow:var(--shadow-card);border-radius:20px;background:#fff}
.portal-side{border:1px solid var(--line);border-radius:20px;background:linear-gradient(145deg,#F1FAFA,#fff);padding:30px}
.portal-side-image{max-height:190px}.security-note{color:var(--muted);font-size:11px}
.site-notice{border-radius:12px;box-shadow:0 15px 40px rgba(7,27,51,.16)}

/* Mobile */
@media(max-width:1000px){
 .nav-menu{gap:0}.nav-link,.dropdown-toggle{padding:10px 8px;font-size:13px}
 .modern-hero-copy{width:55%}.modern-hero-photo{width:60%}
 .protection-selector{left:20%;right:0}.selector-options{grid-template-columns:repeat(3,1fr)}
 .feature-mosaic{grid-template-columns:1fr 1fr}.process-card{grid-column:span 2}
 .tools-grid{grid-template-columns:1fr 1fr}.benefit-strip{grid-template-columns:1fr 1fr}.benefit:nth-child(2){border-right:0}.benefit:nth-child(-n+2){border-bottom:1px solid #E1EBEF}
 .final-cta{padding:38px}.stats-inner{grid-template-columns:1fr 1fr}.stats-inner>div:nth-child(2){border-right:0}.stats-inner>div:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.12)}
}
@media(max-width:760px){
 .navbar,.nav-inner{height:72px}.image-logo img{width:155px}.menu-toggle{display:block;color:var(--navy);font-size:25px}
 .nav-menu{display:none;position:absolute;left:4%;right:4%;top:70px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:12px;box-shadow:0 20px 50px rgba(7,27,51,.16);flex-direction:column;align-items:stretch}.nav-menu.open{display:flex}.nav-link,.dropdown-toggle,.nav-login,.nav-cta{width:100%;text-align:left;padding:11px 12px}.nav-cta{text-align:center;margin-top:4px}.dropdown:hover .mega-menu{display:none}.dropdown.open .mega-menu{display:grid;position:static;width:auto;grid-template-columns:1fr;padding:15px;box-shadow:none;border-radius:10px}
 .modern-hero-inner{padding:34px 0 180px}.modern-hero-copy{width:100%;padding-top:0}.modern-hero-copy h1{font-size:45px;letter-spacing:-2px}.modern-hero-photo{position:relative;right:auto;top:auto;width:100%;height:310px;margin-top:30px;border-radius:22px}.photo-shade{background:linear-gradient(180deg,rgba(247,251,253,.02),rgba(7,27,51,.1))}
 .protection-selector{left:4%;right:4%;bottom:-120px;padding:18px}.selector-heading h2{font-size:18px}.selector-options{grid-template-columns:repeat(3,1fr)}.selector-option{min-height:78px}.selector-option strong{font-size:22px}
 .benefit-strip-wrap{margin-top:120px}.benefit-strip{grid-template-columns:1fr}.benefit{border-right:0!important;border-bottom:1px solid #E1EBEF}.benefit:last-child{border-bottom:0}
 .feature-mosaic{grid-template-columns:1fr}.process-card{grid-column:auto}.process-row{grid-template-columns:1fr 1fr;gap:18px}.process-row i{display:none}.process-row>div{padding:4px}
 .tools-grid{grid-template-columns:1fr}.stats-inner{grid-template-columns:1fr 1fr}.final-cta{flex-direction:column;align-items:flex-start;padding:30px}
}
@media(max-width:480px){
 .modern-hero-copy h1{font-size:39px}.selector-options{grid-template-columns:repeat(2,1fr)}.selector-heading{align-items:flex-start;flex-direction:column}.hero-actions{flex-wrap:wrap}.process-row{grid-template-columns:1fr 1fr}
}


/* Production navigation + contact details */
.nav-item.dropdown{position:relative;height:82px;display:flex;align-items:center}
.nav-item.dropdown .mega-menu{top:100%;margin-top:0}
.nav-item.dropdown:after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:3px}
.nav-item.dropdown:hover .mega-menu,.nav-item.dropdown:focus-within .mega-menu{display:grid}
.footer-contact{display:grid;gap:5px;margin-top:16px}
.footer-contact a{font-size:12px;color:#AFC3D4}
.footer-contact a:hover{color:var(--teal2)}
.contact-direct{display:grid;gap:5px;margin-top:18px;padding-top:15px;border-top:1px solid rgba(255,255,255,.16);width:100%}
.contact-direct a{font-size:12px;color:#BDE7E4}
.contact-direct a:hover{color:#fff}
@media(max-width:760px){
 .nav-item.dropdown{height:auto;display:block}
 .nav-item.dropdown .mega-menu{top:auto;margin-top:0}
}


/* GUAN direct-contact block */
.guan-contact-block-section{padding-top:42px;padding-bottom:42px;background:#fff}
.guan-contact-block{position:relative;display:grid;grid-template-columns:58px minmax(260px,1.35fr) minmax(300px,1fr) auto;gap:24px;align-items:center;padding:28px 30px;border:1px solid #D6E6EC;border-radius:20px;background:linear-gradient(110deg,#F7FBFD,#fff);box-shadow:0 14px 38px rgba(7,27,51,.07);overflow:hidden}
.guan-contact-block:after{content:"";position:absolute;width:260px;height:260px;right:-130px;top:-150px;border-radius:50%;background:radial-gradient(circle,rgba(18,184,176,.12),transparent 68%);pointer-events:none}
.guan-contact-icon{position:relative;z-index:1;width:52px;height:52px;border-radius:15px;display:grid;place-items:center;background:var(--navy);color:var(--teal2);font-size:22px;box-shadow:0 10px 25px rgba(7,27,51,.16)}
.guan-contact-copy{position:relative;z-index:1}
.guan-contact-copy h2{margin:3px 0 5px;color:var(--navy);font-size:22px;letter-spacing:-.3px}
.guan-contact-copy p{margin:0;color:var(--muted);font-size:12px;line-height:1.6;max-width:500px}
.guan-contact-details{position:relative;z-index:1;display:grid;gap:10px}
.guan-contact-details div{display:grid;gap:2px}
.guan-contact-details span{font-size:9px;text-transform:uppercase;letter-spacing:1px;color:#8293A3;font-weight:800}
.guan-contact-details a{font-size:13px;font-weight:750;color:var(--navy);text-decoration:none}
.guan-contact-details a:hover{color:var(--teal)}
.guan-contact-button{position:relative;z-index:1;white-space:nowrap;background:var(--teal);color:var(--navy);border:1px solid var(--teal);border-radius:10px;padding:12px 17px;font-size:12px;font-weight:800;text-decoration:none;box-shadow:0 8px 22px rgba(18,184,176,.18);transition:.2s}
.guan-contact-button:hover{background:#0FA7A0;color:#fff;transform:translateY(-2px)}
.guan-contact-button b{margin-left:10px;font-size:15px}
@media(max-width:1000px){
 .guan-contact-block{grid-template-columns:52px 1fr 1fr}
 .guan-contact-button{grid-column:2/-1;justify-self:start}
}
@media(max-width:650px){
 .guan-contact-block{grid-template-columns:1fr;padding:24px}
 .guan-contact-icon{width:46px;height:46px}
 .guan-contact-button{grid-column:auto}
 .guan-contact-details{padding-top:4px}
}


/* Content-rich homepage, FAQ, claims and renewal modules */
.life-stage-home-section{background:#fff}
.home-life-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.home-life-card{position:relative;min-height:250px;padding:30px;border:1px solid var(--line);border-radius:20px;background:#fff;transition:.22s;overflow:hidden}
.home-life-card:after{content:"";position:absolute;width:170px;height:170px;right:-85px;bottom:-85px;border-radius:50%;background:#EAF8F7}
.home-life-card:hover{transform:translateY(-5px);border-color:#9DDED9;box-shadow:var(--shadow-soft)}
.home-life-card.featured{background:linear-gradient(145deg,#071B33,#0D3553);border-color:#071B33}.home-life-card.featured h3{color:#fff}.home-life-card.featured p{color:#BFD0DE}.home-life-card.featured span{color:var(--teal2)}
.home-life-number{font-size:10px;font-weight:850;color:var(--teal);letter-spacing:1px}.home-life-card h3{margin:28px 0 8px;font-size:23px;color:var(--navy)}.home-life-card p{font-size:13px;color:var(--muted);line-height:1.65;max-width:330px}.home-life-card>span{position:absolute;left:30px;bottom:27px;font-size:12px;font-weight:800;color:var(--teal);z-index:2}.home-life-card>span b{margin-left:9px}
.explain-home-section{background:#F6FAFC}.explain-home-heading{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:28px}.explain-home-heading h2{color:var(--navy);font-size:36px;margin:8px 0}.explain-home-heading p{color:var(--muted);max-width:600px}.home-explain-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden}.home-explain-grid>div{padding:26px;border-right:1px solid var(--line)}.home-explain-grid>div:last-child{border-right:0}.home-explain-grid span{display:block;color:var(--teal);font-size:10px;font-weight:850}.home-explain-grid strong{display:block;color:var(--navy);font-size:16px;margin:18px 0 6px}.home-explain-grid p{font-size:12px;color:var(--muted);line-height:1.55;margin:0}
.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.faq-item{border:1px solid var(--line);border-radius:14px;background:#fff;padding:0 20px;transition:.2s}.faq-item:hover{border-color:#9EDDD8}.faq-item summary{cursor:pointer;list-style:none;padding:20px 26px 20px 0;font-weight:750;color:var(--navy);position:relative}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";position:absolute;right:0;color:var(--teal);font-size:20px;top:15px}.faq-item[open] summary:after{content:"−"}.faq-item p{padding:0 0 20px;margin:0;color:var(--muted);font-size:13px;line-height:1.7}
.life-stage-section{display:grid;grid-template-columns:1fr;gap:25px}.life-stage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.life-stage-grid a{padding:28px;border:1px solid var(--line);border-radius:18px;background:#fff;transition:.2s}.life-stage-grid a:hover{border-color:#9EDDD8;box-shadow:var(--shadow-soft);transform:translateY(-3px)}.life-stage-grid span{color:var(--teal);font-size:10px;font-weight:850}.life-stage-grid h3{color:var(--navy);margin:20px 0 7px}.life-stage-grid p{color:var(--muted);font-size:12px;line-height:1.6;min-height:58px}.life-stage-grid b{color:var(--teal);font-size:11px}
.explain-section{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;align-items:center}.explain-section h2{font-size:35px;color:var(--navy);margin:8px 0}.explain-section p{color:var(--muted);font-size:14px;line-height:1.7}.explain-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.explain-grid>div{padding:21px;border:1px solid var(--line);border-radius:14px;background:#fff}.explain-grid b{color:var(--teal);font-size:10px}.explain-grid strong{display:block;color:var(--navy);margin:9px 0 5px}.explain-grid span{display:block;color:var(--muted);font-size:11px;line-height:1.5}
.claims-action-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.claims-action-grid a{position:relative;padding:23px;border:1px solid var(--line);border-radius:16px;background:#fff;transition:.2s}.claims-action-grid a:hover{transform:translateY(-3px);border-color:#9EDDD8;box-shadow:var(--shadow-soft)}.claims-action-grid span{color:var(--teal);font-size:10px;font-weight:850}.claims-action-grid strong{display:block;color:var(--navy);margin:17px 0 7px}.claims-action-grid small{display:block;color:var(--muted);font-size:11px;line-height:1.5;min-height:42px}.claims-action-grid b{display:block;color:var(--teal);font-size:11px;margin-top:15px}
.renewal-reminder{display:flex;align-items:center;justify-content:space-between;gap:35px;padding:35px 40px;border-radius:20px;background:linear-gradient(110deg,#ECF9F8,#F9FCFC);border:1px solid #CDE7E5}.renewal-reminder h2{color:var(--navy);margin:7px 0}.renewal-reminder p{max-width:690px;color:var(--muted);font-size:13px;line-height:1.6;margin:0}
.footer-grid{grid-template-columns:1.35fr repeat(4,1fr)}.footer-brand>p{max-width:270px}.footer-direct-contact{display:grid;gap:5px;margin-top:18px;padding-top:14px;border-top:1px solid rgba(255,255,255,.12)}.footer-direct-contact span{font-size:9px;text-transform:uppercase;letter-spacing:1px;color:#6FA0B5}.footer-direct-contact a{font-size:11px;color:#B7CEDC}.footer-direct-contact a:hover{color:var(--teal2)}.footer-note{padding:18px 0;border-top:1px solid rgba(255,255,255,.10);color:#8FA8BB;font-size:10px}.footer-note p{margin:0}
@media(max-width:1000px){.home-life-grid,.life-stage-grid{grid-template-columns:1fr 1fr}.home-explain-grid{grid-template-columns:1fr 1fr}.home-explain-grid>div:nth-child(2){border-right:0}.home-explain-grid>div:nth-child(-n+2){border-bottom:1px solid var(--line)}.faq-grid{grid-template-columns:1fr}.claims-action-grid{grid-template-columns:1fr 1fr}.explain-section{grid-template-columns:1fr}.footer-grid{grid-template-columns:1.3fr repeat(2,1fr)}}
@media(max-width:650px){.home-life-grid,.life-stage-grid,.claims-action-grid{grid-template-columns:1fr}.explain-home-heading{align-items:flex-start;flex-direction:column}.explain-home-heading h2{font-size:30px}.home-explain-grid{grid-template-columns:1fr}.home-explain-grid>div{border-right:0;border-bottom:1px solid var(--line)}.home-explain-grid>div:last-child{border-bottom:0}.renewal-reminder{flex-direction:column;align-items:flex-start;padding:28px}.explain-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}}


.featured-solutions-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.featured-solution{position:relative;min-height:270px;padding:25px;border-radius:19px;border:1px solid var(--line);background:#fff;overflow:hidden;transition:.24s}
.featured-solution:after{content:"";position:absolute;width:180px;height:180px;right:-80px;bottom:-90px;border-radius:50%;background:var(--ice);transition:.25s}
.featured-solution:hover{transform:translateY(-5px);box-shadow:var(--shadow-soft);border-color:#A0DED9}.featured-solution:hover:after{transform:scale(1.2)}
.featured-solution.health{background:linear-gradient(145deg,#fff,#F1FBFA)}.featured-solution.motor{background:linear-gradient(145deg,#fff,#F5F9FC)}.featured-solution.travel{background:linear-gradient(145deg,#fff,#F2F8FC)}.featured-solution.business{background:linear-gradient(145deg,#fff,#F7F7FB)}
.solution-top{display:flex;justify-content:space-between;align-items:center;position:relative;z-index:2}.solution-top span{font-size:9px;font-weight:850;letter-spacing:1.2px;color:var(--teal)}.solution-top b{font-size:10px;color:#93A5B4}
.featured-solution h3{position:relative;z-index:2;color:var(--navy);font-size:21px;margin:45px 0 8px}.featured-solution p{position:relative;z-index:2;color:var(--muted);font-size:11px;line-height:1.6;max-width:245px}.featured-solution strong{position:absolute;z-index:2;left:25px;bottom:24px;color:var(--teal);font-size:11px}
@media(max-width:1000px){.featured-solutions-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.featured-solutions-grid{grid-template-columns:1fr}}


/* Final mobile usability pass */
@media(max-width:760px){
    body{overflow-x:hidden}
    .container{width:min(100% - 28px,1240px)}
    .section{padding:62px 0}
    .modern-hero-inner{min-height:0;padding:30px 0 185px}
    .modern-hero-copy p{font-size:15px;line-height:1.65}
    .hero-actions{display:grid;grid-template-columns:1fr;gap:10px;width:100%}
    .hero-actions .btn-primary,.hero-actions .btn-secondary{width:100%;justify-content:center;text-align:center}
    .modern-hero-photo{height:270px;margin-top:24px}
    .protection-selector{bottom:-145px}
    .selector-option{min-height:82px;padding:8px 4px}
    .selector-option span{font-size:11px}
    .benefit-strip-wrap{margin-top:145px}
    .benefit{padding:21px}
    .section-heading h2{font-size:30px}
    .final-cta h2{font-size:28px}
    .final-cta .hero-actions{width:100%}
    .footer-grid{grid-template-columns:1fr 1fr;gap:30px 20px}
    .footer-brand{grid-column:1/-1}
    .footer-bottom{flex-direction:column;align-items:flex-start;gap:9px}
    .footer-bottom span:last-child{line-height:1.8}
    .visual-hero{padding:48px 0}
    .visual-hero h1{font-size:39px}
    .visual-hero-grid{grid-template-columns:1fr}
    .visual-hero .hero-visual{min-height:220px}
    .form-card{padding:22px!important}
    input,select,textarea{font-size:16px!important;min-height:46px}
    textarea{min-height:125px}
    .form-grid,.two-col,.product-grid{grid-template-columns:1fr!important}
    .checkbox-line{align-items:flex-start}
    .checkbox-line input{margin-top:3px;min-height:auto}
    input[type="file"]{padding:11px 8px;font-size:14px!important}
    .submit-btn,.form-card button[type="submit"]{width:100%;min-height:48px}
    .claims-action-grid a,.home-life-card,.featured-solution{min-height:220px}
    .guan-contact-block{gap:16px}
    .guan-contact-details a{overflow-wrap:anywhere}
    .faq-item summary{padding:18px 25px 18px 0}
    .faq-item p{font-size:12px}
}
@media(max-width:380px){
    .modern-hero-copy h1{font-size:35px}
    .selector-options{gap:7px}
    .selector-option{min-height:76px}
    .footer-grid{grid-template-columns:1fr}
    .footer-brand{grid-column:auto}
}